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Considering the current state of the American economy, stocks, and commodities, how would youinvest $5,000. Please don’t bother telling me to give it to you or your company. This is a serious inquiry and you’d just be wasting your time. To all serious respondents, thank you for your time.

Comments

6 Responses to “How would you invest $5,000?”

  1. josra33 on December 12th, 2008 12:58 am

    Maybe you should consider a mutual fund that picks stocks from somewhere in Europe, Japan or China. Right now i have 2 mutual funds that deal with European stocks mostly and let me tell you in the past 2 weeks they have gone up 7.5%. Most dont even get that in a year.

  2. RichBoy on December 15th, 2008 8:56 am

    Open a sharebuilder account and invest everything you got in: CVX, POT, or HAL.

    I can’t believe i’m giving you one of my main secrets. =) People would pay millions for this information. Have a good day and good luck.

    CVX is the main one, your money will eventually triple or even more within a few months.

  3. Sir Hammed on December 17th, 2008 11:34 pm

    If you’re hesitant to buy stocks but see a downward trend, you could try shorting. You have a $5,000 cushion incase the price increases.

    You could put it in a COD, purchase bonds or even put it towards a down payment on a small business (if you have the time).

    Hope this helps!

  4. James W on December 20th, 2008 3:36 am

    Long term or short term? If the former, I’d put the money in an aggressive index mutual fund or Exchange Traded Fund as a 2007 contribution to a Roth IRA. By aggressive I mean emerging markets, foreign markets, or American small business. By making it a 2007 contribution (you can until the end of the 2007 tax year…April 15) you can contribute more to the IRA this year as a 2008 contribution. Roth IRA because your money will grow tax-free (more money compounding and working for you) and when you take it out for retirement, it’s tax free. Roth IRA’s also have fairly decent rules about taking money out early for such things as buying a house.

    For short term (one or two years), I recommend CD’s or a money market. Their is too much speculation, uncertainty, and risk out there right now to make good risk vs. reward assessments of anything else.

    Good luck!

  5. Bentl on December 20th, 2008 1:00 pm

    ETFs are cheaper than mutual funds. ETFs have very low annual expenses, nearly 20 basis points or 0.2% less. As against this, actively managed mutual funds show average expenses exceeding 135 basis points (1.35%). This does not include the extra 2% – 5% as loads, 12(b)-1 marketing fees, transactions costs, and soft dollar expenses mutual funds, passed on to you but never informed, except in very fine print that nobody cares to read.

    ETFs have a lower turnover than most mutual funds. As ETFs do not require active management and hold nearly a steady stream of stocks, there is hardly any portfolio turnover.

  6. Raja S on December 22nd, 2008 7:44 am

    FREE FREE FREE investment, Earn and Learn before you even start investing a Single penny. This is real investment to set your goals of life. People all around the world are earning millions of dollars by investing there time in this business. Join

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