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For a class project I need to invest $10,000 hypothetical dollars in something i.e. stocks, commodities, or real-estate. However even my parents haven’t given me much advice because they don’t know what to do with the money we have.

What should I invest in?

Thank you! :-)
The goal is to make the most money by the time the project is finished. So I’d say maybe a month. I know thats not a lot of time but thats what i’ve been given.

Comments

11 Responses to “If you had $10,000 to invest?”

  1. lifehousefreak81 on February 23rd, 2009 8:12 am

    In this economy, your best bet is to take $100 of it, buy a fireproof safe and invest the rest inside!

  2. Sharon T on February 26th, 2009 9:16 am

    Depends on your temperament. If you had a real $10,000 I’d suggest you look at Vanguard STAR. It is a balanced fund that would serve you well over many years.

    Go to the Vanguard site and check out several of their no-load mutual funds. They are the lowest fees around.

    If you want to invest in individual stocks, you can do research at Yahoo Finance.

  3. nonizimgo1 on February 27th, 2009 6:19 pm

    you can invest with me (and you can tell your parents and i will sit down with them or even show my business plan this is real i can turn 10k into 16k or better. No scam, nothing illegal and not a joke.

  4. Marc on March 2nd, 2009 5:46 am

    Precious metals.

  5. Ja Ma on March 4th, 2009 12:20 pm

    i would first elicit with an interview the kind of returns you are looking for and the amount of risk you are willing to take to have a chance of achieving those returns. for me, i would aspire to diversification among stocks, bonds, t-bills, and currencies. do a google search for examples of diversified and balanced portfolios and see what suits your specific individual risk profile and that profile will likely be different from that of your parents.

  6. Clark Kent on March 7th, 2009 10:23 am

    Here is a guideline:

    Go to this web site and answer the time period, risk tolerance etc .

  7. nicedoc on March 8th, 2009 6:07 am

    It really depends in your time horizon. If it’s 5 or more years, stocks are still the way to go.

  8. J F on March 8th, 2009 12:21 pm

    I do.. I bought 375 shares of CEG today..
    A company that was bought out by Warren Buffett on Sept 18th.. This is a winner! I also like Wachovia.

  9. Megan B on March 11th, 2009 5:59 am

    Right now, I would stay away from ALL stocks and real estate. They are all a losing game right now. What I would recommend is either investing it in a high interest savings account, where you can access the money at any time without penalties, or buying bonds. Bonds pay at a higher rate but you cant touch them for a number of years, but you cant cash them in for a while. But basically these accounts are the only way to guarantee you wont LOSE money on an investment. Id say split it between the two, where some of it will make money for a while, and soem of it you can have access to.

  10. betmoneyonit2 on March 12th, 2009 3:33 am

    You have a whole smörgåsbord of choices. GM, Ford at 50 year lows. 14 different stocks were halted today because they dropped below the sub penny limit. (usually 1 or 2 a week) DIS down on a baseless editorial designed only to help someones short potential. You can pretty much throw money in any direction and in the long run you will be coming out ahead after today.

  11. Kazoo M on March 12th, 2009 4:10 pm

    Ball it all up and put it in your mattress, I guarantee you will sleep good at night…

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